InnoVethicby AIforAll Global
Built in Europe, for European banks

AI compliance assistant for European banks

Source-cited answers from EBA, ECB, DNB, AFM, FATF, BIS, and IFRS, and from your own internal policies. Ask in plain language, get an answer pinned to the exact article in the regulator’s own text.

Request a pilotSee a sample answer

Question

What own-funds deduction applies to a significant investment in a financial-sector entity?

Answer

Holdings above the 10 percent threshold are deducted from CET1 capital, subject to the threshold exemptions.

CRR Art. 46CRR Art. 48

Source: Regulation (EU) No 575/2013

Built around the primary text of

EBAECBDNBAFMFATFBISIFRSEU
See it in action

Every answer, traced to the paragraph it came from

No generic chatbot output. The assistant retrieves the specific articles that bear on your question and answers with the citation attached, so you can verify the source before you rely on it.

QuestionWhat are the liquidity coverage requirements for high-quality liquid assets held against short-term outflows?
AnswerCredit institutions must hold a liquidity buffer of high-quality liquid assets whose total value covers the net liquidity outflows over a 30 calendar day stress period, so that the Liquidity Coverage Ratio is at least 100 percent. Level 1 assets may make up the entire buffer; Level 2 assets are capped and subject to haircuts.
Confidence: High

Answer drawn from 3 directly-cited passages in the loaded corpus.

  • CRR Art. 412Liquidity coverage requirement
  • Del. Reg. (EU) 2015/61 Art. 4LCR and buffer composition
  • Del. Reg. (EU) 2015/61 Art. 10 to 13Level 1 and Level 2 assets, haircuts

Source: Regulation (EU) No 575/2013 and Commission Delegated Regulation (EU) 2015/61

Why now

The compliance gap is widening

Rising
Regulatory volume

New EU banking rules and technical standards arrive faster than teams can read them, let alone operationalize them.

Stretched
Compliance capacity

Risk and compliance teams are under pressure to answer more questions, more precisely, with the same headcount.

Ungoverned
Generic AI

General chatbots produce fluent but unsourced answers. In a regulated bank, an answer you cannot trace is an answer you cannot use.

Banks do not need another chatbot. They need source-grounded answers that a supervisor would accept.

Available now

Capital, liquidity, and financial crime, in depth

Built around what European supervisors actually check. Every answer pinned to a paragraph in the regulator’s own publication, never paraphrased from memory.

Capital and liquidityOwn funds, risk weights, the leverage ratio, the LCR and NSFR, market and counterparty risk. The same EU rulebook your supervisors work from, every answer pinned to the source article.
AML, KYC, sanctions, financial crimeCustomer due diligence, beneficial-owner unwind, sanctions screening, high-risk jurisdictions. The EU AML framework and FATF recommendations as the operating manual, every claim cited back to the source.
Pilot extensions

Your data, the same grounding

External regulation is the entry point. Connect your firm’s own corpus during a pilot and the same retrieval and citation model extends to your internal world.

Internal policiesConnect your policy library. The assistant maps external regulation onto your firm’s interpretation, with both texts side by side.
Portfolio checksYour exposure data plus the same grounding model. Where do my risk weights deviate from the standard treatment, answered with the rule and the portfolio rows that triggered it.
Client-base AML workflowsWalk an analyst through a beneficial-owner unwind on a specific client. Cross-check counterparties against EU sanctions designations with regulator-sourced reasoning at hand.
Who it is for

One assistant, answers shaped to each team

Compliance officers
ProblemAnswering rule questions precisely, under audit scrutiny.
HelpsPlain-language answers with the exact article attached.
EvidenceCitation to the regulator’s own text on every claim.
Risk teams
ProblemSizing capital, liquidity, and counterparty risk to the rulebook.
HelpsCalculation walkthroughs grounded in CRR, CRD, and Basel.
EvidenceEach step references the article it is drawn from.
AML analysts
ProblemConsistent, defensible customer and counterparty decisions.
HelpsKYC, beneficial-owner, and sanctions reasoning from FATF and the EU AML framework.
EvidenceSource-cited basis for every screening conclusion.
Internal audit
ProblemChecking that interpretations trace back to primary sources.
HelpsSide-by-side mapping of internal policy to external regulation.
EvidenceA verifiable audit trail on every retrieval.
CTO and CISO
ProblemAdopting AI without creating a data-governance hole.
HelpsPer-tenant isolation, EU deployment, local model support.
EvidenceArchitecture brief and audit logging, available on request.
CFO and procurement
ProblemPredictable cost and a comfortable vendor-risk posture.
HelpsLocal-first pricing with no per-query fees, no lock-in.
EvidencePortable data and configuration, exportable on demand.
Built for regulated environments

Security and data protection your reviewers can verify

For a bank, a security claim is not enough on its own. Here is what the product guarantees, and the evidence we provide to your CISO, legal, and procurement teams before a pilot.

Data sovereigntyPer-tenant isolation by design. Deploy in any EU region. No document crosses a tenant boundary.
Local model supportRun on self-hosted models behind your firewall, or use cloud models when you choose. No mandatory cloud dependency.
Privacy and accessTenant-scoped admin, hostname-bound sessions, and an audit trail on every retrieval and admin action.
Portability, no lock-inYour corpus, configuration, and history are exportable at any time. The deployment is portable across clouds or on-prem.

Available on request

  • Architecture and data-flow brief
  • Data Processing Agreement (DPA)
  • Subprocessor list
  • Model hosting options (local or EU cloud)
  • Audit-logging example
  • Deployment and isolation overview
Request the security brief
Talk to us

Start a conversation

Two reasons most bank teams reach out: a regulation you would like covered next, or a pilot grounded in your own corpus. Send a note and we will get back within a working day.

or email innovethic@aiforallglobal.org

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